Who we are

Finding the Right Insurance Solutions for You

R.A.K. Agency, Inc. is your leading partner in healthcare insurance coverage.

Timely and Responsive

Time is a valuable asset, which is why we are timely and responsive with our communication.

Data Driven Cost Efficiency

Representing several carriers allows us to seek the best possible coverage packages at the best cost.

Personalized Services

We take a hands-on approach when assisting our clients, and advocate for their personalized needs.

About Us

Finding your way through the Health Insurance marketplace today can be a daunting proposition. Having an expert to help you navigate the varied and rapidly changing options to find the right competitively- priced health coverage can save you time, money and aggravation.

Kurt and Richard Kaufmann, R.A.K Agency, Inc.

Kurt and Richard Kaufmann, R.A.K Agency, Inc.

Understanding benefits, costs, enrollment requirements, deadlines and subsidies is what we do at R.A.K. Agency. As an Independent Insurance Agent serving Illinois and Wisconsin, R.A.K. works with a wide variety of top-rated carriers. We can serve as your trusted partner and advisor, recommending the best plan for you, your family and your business, and helping you manage your insurance account throughout the year. For Individual Health Insurance, Disability Coverage, Employee Benefits Plans, Workplace Voluntary Benefits, Life Insurance, as well as Vision and Dental Plans, you can count on R.A.K. for the highest level of integrity, personal commitment and expertise. Our services are at no cost to you.

Richard Kaufmann

Richard Kaufmann began his career in insurance in 1989 after graduating with a BA in Business from the University of Wisconsin, Stevens Point. A Wisconsin native, he moved to the Chicagoland area and immersed himself in the employee benefits business providing comprehensive solutions and top quality service to entrepreneurs. In January of 1993, he became one himself opening the doors of R.A.K. Agency.

As a business owner, Rick understands the needs and concerns of his clients. He understands the burden the current regulatory environment places on us all. His knowledge of the marketplace, group health plans, ancillary and voluntary options, and participation/contribution strategies enables him to structure a program to fit the owners’ specific objectives. He prides himself on the long-term relationships he has with clients who trust that he’s got this end of their business covered.

Married for 21 years, Rick is most often found on the sidelines at one of his three children’s sporting events. When he is not working or attending local athletic events, he enjoys softball and golf.

“I enjoy learning about other people’s businesses and then applying what I know to support their growth. It’s great to be a part of a client’s successful formula.”

Kurt Kaufmann

Kurt Kaufmann is a graduate of the University of Wisconsin at Oshkosh, where he attained a BA in Accounting and Operations Management before joining his brother at R.A.K. Agency in 2006. In addition to providing service to group client accounts, Kurt is adept at determining the needs of individual clients, providing analysis of available options in the marketplace in order to balance costs and benefits. He acts as an advocate helping clients with enrollment, explanation of benefits, and claims issues.

As an independent agent, Kurt understands the challenge of paying for individual insurance for himself and his family. He understands how important getting the right coverage can be to a family’s peace of mind.

Kurt is married and father to one son. In his spare time, he enjoys spending time with his family and working on his golf game.

“My goal is to provide solutions that give my clients the comfort level they need for themselves and their families. They deserve peace of mind when they enroll and as they deal with medical providers, billing offices and their insurer.”

Start Saving Time and Money

R.A.K. Agency, Inc. wants to make insurance shopping as easy as possible. Begin the process by submitting your information through this website, and our agents will get to work.

Online Applications

As an independent insurance agency serving Illinois and Wisconsin, R.A.K. Agency, Inc. works with a wide variety of top-rated carriers. We can serve as your trusted partner and advisor, recommending the best plan for you, your family and your business, and helping you manage your insurance account throughout the year.

Trusted Partners and Advisors

We are a professional agency with personalized service. We firmly believe our world-class customer service is what distinguishes us.

Insurance for Businesses and Individuals

R.A.K. Agency, Inc. is your healthcare insurance solution for all personal and family needs, as well as your businesses employee benefits.

Choice of Providers and Carriers

We proactively shop the insurance marketplace to find you the best combination of cost and coverage. Save time, money and aggravation.

Read what our satisfied clients have to say about R.A.K. Agency, Inc. If you’d like to provide your feedback, please submit your online review.

  • I was referred to R.A.K. while going through a divorce. I was scared to death that paying for my own insurance would break the bank, but Rick took me through several scenarios and helped me select the best options for my daughter and I. It’s comforting to know we have agents who will sit at our kitchen table and help us choose coverage for our real lives. It’s crazy to try to make sense of it on your own.

    Diane O. Life Coach - Aurora, Illinois
  • I use R.A.K. because of their professional customer service. Kurt makes sure I’ve got the right coverage. With all the changes in health care coverage, I need to have someone who can deal with the insurance company and help me stay on top of things. Because they’re a smaller company, they pay special attention to each client. R.A.K. reaches out to me, not the other way around. That’s the kind of personal attention I need.

    Mike T. Independent Real Estate Broker - Chicago, Illinois
  • I worked with R.A.K. as the agency for my employer for 15 years and they were always professional and on top of things. When our company could no longer offer insurance, I wouldn’t have asked anyone else to help me find individual coverage. I can count on Kurt and Rick to help straighten out any issues that arise with the insurance company. I trust them to take care of my needs.

    Cathy B. Office Manager - Batavia, IL
  • When we left Corporate America to start a business, we suddenly found ourselves in need of health insurance. Because I was involved in purchasing insurance for employee groups before, I researched many great, reputable brokers - what sealed the deal with R.A.K. was their strong customer service focus. R.A.K. weighs all the pros and cons and recommends the best solutions.

    Susan H. Business Owner - Batavia, IL

Contact Info

(630) 443-8100

(630) 443-8030

Richard Kaufmann

Kurt Kaufmann


6N343 E. Ridgewood Dr. St. Charles, IL 60175


Providers & Carriers


Healthcare Reform

About Us

Contact Us

Quote Request